Secrets AI Pricing Plans: Free, Lite, Plus, Premium & Ultimate Compared
Secrets AI runs five pricing tiers — Free through Ultimate — and layers a virtual currency system called Moments on top of every paid plan. Understanding both the subscription cost and the Moments economy is necessary before choosing a plan. This page gives you the complete picture: subscription prices, Moments allocations, per-action costs, annual savings, and a frank assessment of which tier actually delivers value for different usage patterns.
Secrets AI Pricing Overview
| Tier | Monthly | Quarterly | Biannual | Annual (per month) |
|---|---|---|---|---|
| Free | $0 | — | — | — |
| Lite | $5.99 | — | — | $4.00 |
| Plus | $9.99 | — | — | $6.67 |
| Premium | $19.99 | $49.99 ($16.67/mo) | $89.99 ($15.00/mo) | $159.99 ($13.33/mo) |
| Ultimate | $39.99 | $99.99 ($33.33/mo) | $179.99 ($30.00/mo) | $319.99 ($26.67/mo) |
Annual billing is available for all paid tiers and delivers a consistent 33% discount. Quarterly and biannual billing options exist for Premium and Ultimate only. Lite and Plus are available monthly or annually. For a detailed comparison of what each tier unlocks beyond just price, see the full platform review.
What You Get on Each Plan
Free Plan
The free tier is structured as a trial layer rather than a viable long-term experience. You receive:
- 20 messages per day maximum
- 500-character limit per message
- 200 Moments (one-time starting credit, not recurring)
- Basic short-term memory (last 2-3 exchanges only — no continuity across sessions)
- No image or video generation
- Full access to the character library for browsing and text chat
The 200 Moments can cover approximately 100-200 text messages, a handful of manual memory saves, or a few image generations on paid tiers. You cannot generate video or voice calls on free. The memory limitation is the critical constraint — conversation continuity simply does not exist without a paid plan.
Lite Plan ($5.99/mo)
The entry-level paid tier adds meaningful headroom over free:
- 100 messages per day
- 1,000 Moments per month
- Basic long-term memory (approximately 14-day recall window)
- Access to 3-second video clips
- Image generation available
Lite is appropriate for users who primarily want text conversation with occasional image generation. At 1,000 Moments per month, video use is severely constrained — a single full-length video (up to 600 Moments) would consume more than half the monthly allocation. Light users or those testing the platform before committing to Plus or Premium will find Lite adequate for a few weeks.
Plus Plan ($9.99/mo)
The recommended tier for most users. Plus removes the message cap, increases Moments to 3,000 per month, and upgrades memory to approximately 30-day recall with topic and tone awareness.
- Unlimited messaging
- 3,000 Moments per month
- Improved memory (~30 days, topic + tone aware)
- Full video and image generation
- Access to all standard AI models
At $9.99/month (or $6.67/month on annual billing), Plus hits the practical sweet spot between price and capability. 3,000 Moments supports roughly 60-120 image generations or 5 full-length videos or 30 minutes of voice per month — workable for casual to moderate media users. The memory upgrade alone is a meaningful quality-of-experience improvement over free or Lite.
Premium Plan ($19.99/mo)
Premium unlocks the full Secrets AI experience:
- Unlimited messaging
- 8,000 Moments per month + 10% bonus on top-up purchases
- Unlimited memory with full emotional timeline
- Time Machine feature (revisit earlier conversation states)
- Premium AI models
- 4x memory access multiplier
- +60% context length
The emotional timeline means the AI doesn't just remember facts — it tracks relationship development, emotional moments, and recurring themes across all conversations. This is the tier where Secrets AI starts to function as genuine long-term relationship simulation rather than isolated chat sessions. The all features page explains the memory architecture in detail.
Ultimate Plan ($39.99/mo)
Ultimate adds group conversation capability and maximum memory performance on top of everything in Premium:
- Unlimited messaging
- 15,000 Moments per month + 15% bonus on top-ups
- All Premium memory features
- Group chats: up to 3 AI characters simultaneously
- Personas: identity-switching roleplay feature
- 6x memory access multiplier
- +100% context length
Group chats and Personas are exclusive to Ultimate — there is no way to access them at lower tiers. For users who care about these specific features, Ultimate is the minimum viable plan. For everyone else, the jump from Premium ($19.99) to Ultimate ($39.99) is a large price increase for Moments volume and two exclusive features.
Understanding the Moments System
Moments are Secrets AI's in-platform currency. Every media action costs Moments; text messages cost very little but rich media can drain budgets quickly.
| Action | Moments Cost |
|---|---|
| Text message | 1-2 Moments |
| Manual memory save | 10 Moments |
| Image generation | 25-50 Moments |
| Short video clip (3 sec) | ~50 Moments |
| Full video clip | Up to 600 Moments |
| Voice call | 100 Moments per minute |
| New character creation | 1,000-1,500 Moments |
Monthly Moments allocations in real terms on Premium (8,000 Moments):
- Text-only: essentially unlimited (~4,000-8,000 messages)
- Image-focused: ~160-320 images per month
- Video-focused: ~13 full-length videos per month
- Mixed: 100 images + 5 videos + 30 min voice = approximately 7,500 Moments
Moments reset monthly and do not roll over indefinitely. Any unused Moments at the end of a billing cycle are not carried forward.
Bulk top-up options: Additional Moments can be purchased outside the monthly allocation:
| Bundle | Price | Per-Moment Cost |
|---|---|---|
| 1,980 Moments | $5.99 | $0.0030 |
| 5,400 Moments | $12.99 | $0.0024 |
| 11,880 Moments | $24.99 | $0.0021 |
| 118,800 Moments | $249.99 | $0.0021 |
Larger bundles offer modest discounts (up to ~30% versus base rate). Premium and Ultimate subscribers receive 10% and 15% bonuses on top-up purchases respectively.
Annual vs Monthly — Savings Breakdown
| Tier | Monthly | Annual/mo | Monthly Savings | Annual Total Saved |
|---|---|---|---|---|
| Lite | $5.99 | $4.00 | $1.99 | ~$24 |
| Plus | $9.99 | $6.67 | $3.32 | ~$40 |
| Premium | $19.99 | $13.33 | $6.66 | ~$80 |
| Ultimate | $39.99 | $26.67 | $13.32 | ~$160 |
The 33% discount on annual billing is consistent across tiers. For committed users, the savings are real — Premium subscribers save roughly $80 per year by paying annually. The practical advice: start with monthly billing for the first one or two months to confirm the platform suits you, then switch to annual.
Which Plan Is Right for You?
The right plan depends on how you primarily use the platform:
- Exploring the platform → Free (200 Moments, test conversation quality and UI before any spend)
- Text conversation focus, casual use → Plus at $9.99/month (unlimited messages, 3,000 Moments, 30-day memory)
- Regular image generation, occasional video → Premium at $19.99/month (8,000 Moments, unlimited memory, Time Machine)
- Heavy video or image creation → Ultimate at $39.99/month (15,000 Moments, group chats, maximum memory)
- Tightest budget, need more than free → Lite at $5.99/month (100 messages/day, 1,000 Moments)
For an extended analysis of what each tier unlocks relative to free, see the free vs premium comparison.
Payment Methods and Billing
Accepted payment methods:
- Visa
- Mastercard
- Virtual debit cards
- Cryptocurrency (minimum $20 transaction)
American Express is not accepted. Billing appears on bank statements as "Sun Clinical Laboratories" — no reference to AI, adult content, or the platform name. Cryptocurrency payment is available for users who prefer zero bank-level connection to the platform.
Subscriptions can be cancelled at any time, with access continuing through the end of the paid billing period. Refund policies are not publicly detailed on the platform. Top-up Moments purchases are separate from subscription billing and are non-refundable once consumed.
For users concerned about spending transparency, the Moments system requires active monitoring — there are no documented spending caps or alerts. See the cheaper alternatives page if the pricing structure does not fit your budget.
FAQ
Yes. The free plan is permanent and does not expire. You receive 200 Moments as a one-time starting credit, 20 messages per day, and access to browse the full character library. The limitations — no media generation, basic short-term memory only, strict message caps — make the free tier suitable for evaluating the platform rather than sustained use. Start free at Secrets AI →
Yes. Moments top-ups can be purchased separately from subscription upgrades. Bundles start at $5.99 for 1,980 Moments and scale up to $249.99 for 118,800 Moments. Premium and Ultimate subscribers receive additional bonus Moments (10% and 15% respectively) on top-up purchases. Top-ups are useful when you hit a monthly allocation limit but do not want to change tiers.
No. Monthly Moments allocations reset at the start of each billing cycle. Unused Moments from the previous month do not carry forward. Top-up Moments that you purchase separately may persist longer, but the monthly grant from your subscription tier resets each cycle. Plan your media use accordingly — heavy video generation at the end of a billing cycle wastes the reset buffer.
Charges appear as "Sun Clinical Laboratories" on bank and credit card statements. There is no reference to Secrets AI, AI girlfriend, adult content, or any similar descriptor in the billing line item. This discreet billing is intentional and consistent. If privacy-first billing is a priority, cryptocurrency payment (minimum $20) is also available and creates no bank-level transaction record linked to the platform.